MonthFund vs. Cheddar Up
MonthFund vs. Cheddar Up:
Specialist vs. general collection tool.
Cheddar Up is a flexible platform for PTAs to collect money, manage forms, and run group orders. MonthFund does one thing: the 31-day pick-a-date calendar fundraiser. If the calendar model is your goal, MonthFund is built for it. Cheddar Up is not.
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Two different models
MonthFund charges a clear, disclosed infrastructure fee on each donation. Donors see exactly what they are paying and can cover it in one click. Your donors give to you, not to our software.
Cheddar Up is a general-purpose collection platform. It handles dues, field trip payments, group orders, and basic fundraising. It does not offer a pick-a-date or 31-day calendar fundraiser format. Organizations that use Cheddar Up for fundraising typically run simple donation pages, not structured calendar campaigns with participant tracking and live fill rates.
Why organizations choose MonthFund
Built for the calendar fundraiser. Nothing else.
Cheddar Up does not support calendar fundraisers
Cheddar Up handles dues, payments, forms, and basic fundraising. It does not offer a pick-a-date or 31-day calendar fundraiser format. If the calendar model is your primary fundraiser, MonthFund is the only purpose-built option.
Participant tracking built in
MonthFund gives every participant their own calendar page, tracks their fill rate, and sends automated reminders when their calendar needs attention. Cheddar Up has no concept of participants carrying individual calendars.
Cleaner pricing for fundraising
Cheddar Up charges $0 to $24 per month plus 3.59 to 3.95 percent processing on paid plans. MonthFund is free to start at 3% infrastructure plus standard Stripe processing. For pure fundraising, MonthFund is simpler and more cost-effective.
Built for the campaign, not just the payment
MonthFund is a campaign platform. It manages recruitment, participant onboarding, live tracking, donor experience, and post-campaign reporting. Cheddar Up is a payment collection tool. The two solve different problems.
Feature Comparison
MonthFund vs. Cheddar Up,
side by side.
Have a question about a specific feature? Contact us.
| Feature | Purpose-builtMonthFund | CompetitorCheddar Up |
|---|---|---|
| Calendar Fundraiser | ||
| Pick-a-date / 31-day calendar fundraiserCheddar Up does not offer this format | Yes | No |
| Individual participant calendar pages | Yes | No |
| Live fill rate tracking | Yes | No |
| Day-by-day donor assignment | Yes | No |
| Automated participant reminders | ✓ (Professional+) | No |
| Pricing and Fees | ||
| Platform fee | 3% (free), 1%, or 0% | $0–$24/mo subscription |
| Processing fee | 2.9% + $0.30 | 3.59–3.95% |
| Donor tip to platform | No | No |
| Subscription to lower fees | ✓ ($49 or $199/mo) | ✓ ($0–$24/mo) |
| Donors can cover platform fee | ✓ (one click, disclosed) | Limited |
| Free tier available | Yes | ✓ (limited features) |
| General Collection | ||
| Donation pages | Yes | Yes |
| Dues and fee collection | No | Yes |
| Group orders and forms | No | Yes |
| Event registration | No | Yes |
| Peer-to-peer fundraising | ✓ (calendar model) | Limited |
| Participant and Donor Management | ||
| Participant dashboards | Yes | No |
| Bulk email to participants | ✓ (Professional+) | Limited |
| Automated tax receipts | Yes | Yes |
| Donor management | Basic | Basic |
| Reporting | ||
| Campaign analytics | Yes | Basic |
| Full campaign report with filters | ✓ (Professional+) | ✓ (paid plans) |
| Accounting CSV export | ✓ (Professional+) | Yes |
| Cross-campaign reporting | ✓ (Network) | No |
Based on publicly available information as of 2025. Visit Cheddar Up to verify their current features.
The Math
Know exactly what your org keeps.
On a fully funded $10,000 campaign on MonthFund's free Community tier, here is the breakdown when donors cover fees. About 60% do.
Full pricing breakdownExample: $10,000 campaign
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