MonthFund vs. 99Pledges
MonthFund vs. 99Pledges:
Calendar model vs. a-thon model.
99Pledges is a solid platform for walk-a-thons, read-a-thons, and other pledge-based fundraisers. MonthFund is built for the 31-day pick-a-date calendar fundraiser. Different mechanics, different results. Here is how they compare.
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Two different models
MonthFund charges a clear, disclosed infrastructure fee on each donation. Donors see exactly what they are paying and can cover it in one click. Your donors give to you, not to our software.
MonthFund is free to launch. We use a transparent infrastructure fee that donors see and cover at checkout, so your cause keeps 100% of their intended gift. 99Pledges funds the platform through optional donor tips. Organizations pay 3.49% + $0.49 per card transaction, deducted at the end of the fundraiser. The a-thon model relies on participants collecting pledges per unit of activity. The calendar model gives each participant a specific day to own and fill with donors.
Why organizations choose MonthFund
Built for the calendar fundraiser. Nothing else.
Two different fundraising models
A-thons are activity-based: participants collect pledges per lap, per book, per mile. Calendar fundraisers are day-based: donors claim numbered days and give the matching amount. Both work. The calendar model provides fixed face-value scenario math, while actual results still depend on participation and fill rate.
Your cause keeps 100%. Donors cover the infrastructure.
MonthFund adds a transparent 3% infrastructure fee at checkout. Donors see it and can cover it in one click so the organization receives the intended gift. 99Pledges asks donors for an optional platform tip instead.
Visible planning math before you start
With the calendar model, the face-value scenario is visible before launch. Twenty-five fully funded 31-day calendars total $12,400 before applicable fees or refunds. That is a planning scenario, not a promised result; participation and fill rate determine the outcome.
Participant ownership drives results
In the calendar model, each participant owns a specific day. That ownership is the job. They fill the day, they see the gaps, and the calendar shows who has work left.
Feature Comparison
MonthFund vs. 99Pledges,
side by side.
Have a question about a specific feature? Contact us.
| Feature | Purpose-builtMonthFund | Competitor99Pledges |
|---|---|---|
| Fundraiser Format | ||
| Pick-a-date / 31-day calendar fundraiser | Yes | No |
| A-thon / pledge-based fundraiser | No | Yes |
| Individual participant pages | Yes | Yes |
| Live progress tracking | Yes | Yes |
| Predictable pre-campaign math | Yes | Limited |
| Pricing and Fees | ||
| Infrastructure fee | 3% (free), 2%, or 0% | 0% |
| Donor tip to platform at checkout99Pledges asks donors for optional tips | ✗ Never | Yes |
| Processing fee | 2.9% + $0.30 | 3.49% + $0.49 |
| Subscription to lower fees | ✓ ($49 or $199/mo) | No |
| Donors cover infrastructure fee (transparent, one click) | Yes | ✗ (tip model only) |
| Participant Management | ||
| Email invitations | Yes | Yes |
| Participant dashboards | Yes | Yes |
| Automated participant reminders | Yes | Yes |
| Participant roster management | Yes | Yes |
| Bulk email to participants | Yes | Yes |
| Analytics and Reporting | ||
| Live progress dashboard | Yes | Yes |
| Full campaign report | Yes | Basic |
| Accounting CSV export | ✓ (Professional+) | Yes |
| Cross-campaign reporting | ✓ (Professional+) | No |
| Per-participant analytics | Yes | Yes |
| Organization and Support | ||
| Admin accounts | 2 / 3 / unlimited | Limited |
| Multiple simultaneous campaigns | 2 / unlimited | Yes |
| Custom onboarding session | ✓ (Network) | No |
| Invoiced billing | ✓ (Network) | No |
| Nonprofit-specific features | Yes | Schools focus |
Based on publicly available information retrieved 2026-09-01. Visit 99Pledges to verify their current features.
The Math
Know exactly what your org keeps.
On a fully funded $10,000 campaign on MonthFund's free Community tier, here is the breakdown if every donor covers fees at checkout.
Full pricing breakdownExample: $10,000 campaign
An a-thon is activity-based. Participants collect pledges per unit of activity, like laps walked or books read. A calendar fundraiser is day-based: donors claim numbered days and give the matching amount. The calendar has fixed face-value scenario math, but actual results depend on participation and fill rate.
Yes. Some schools run a walk-a-thon in the fall and a calendar fundraiser in the spring. MonthFund handles the calendar model. 99Pledges handles a-thons. They serve different fundraising formats.
99Pledges charges 0% platform fee. Organizations pay 3.49% + $0.49 per card transaction, deducted at the end of the fundraiser. Optional donor tips fund the company (99pledges.com/pricing, retrieved 1 Sep 2026). MonthFund charges a published 3%, 2%, or 0% infrastructure fee plus Stripe 2.9% + $0.30. Donors can cover the infrastructure fee in one click.
It depends on your community, participant activation, and execution. Calendar fundraisers offer clear face-value planning scenarios; a-thons tie pledges to completed activity. MonthFund does not have comparative evidence that one model consistently raises more, so choose the format your participants are most likely to complete and share.
No. MonthFund works for any group with a community: schools, PTAs, sports teams, faith communities, civic organizations, and nonprofits. 99Pledges is primarily designed for schools and youth organizations.
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